The Health Insurance sector has now been opened up for operations from private and multinational insurance companies. These companies offer various health insurance plans for individuals as well as families. In addition, the corporate sector also offers medical insurance for their staff. The healthcare plans are fast catching up with the public as it takes away the hassles of hospitalization procedures. The general public has realized the importance of diagnosis and modern treatment and there   is vast scope as only 8% of the public are covered by health insurance. The government runs various health care schemes. The main schemes are RSBY and CHICK promoted by Kerala Government for BPL families. New schemes. Like KARUNYA has emerged as a great success. The ESI schemes   cover the employees in unorganized sector. Now ESI has opened up the treatment facility in private hospital also for the employees. Covering the Estate   Employees with ESI is under active consideration of the government.